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How to Identify Bad Money Making Plans
Mar 30th
It may be obvious to many of you, but how to identify a bad money making plan is something that everybody should give a little bit of thought to. To me, anytime I see a plan that really gives me little or no information about the plan without requiring information from me, like my email address, name, address, phone number etc usually turns out to be a bad plan. It’s not like they are harbouring some top secret information or something, they are just trying to get your information for other purposes.
Think about it, if I had a really great plan, I would be more than happy to give people as much information as I could about it (without totally giving it away, since I would be selling the information of course). If I presented the information well enough, I wouldn’t have any problem at all in having all the customers I want give me their details later when purchasing the plan. The internet is just flooded with these irritating and annoying landing pages, that promise you the moon or some ‘free download’ if only you give them your information first.
Some of the most dangerous plans are those that work like a pyramid scheme, where they promise you if you become a member and only get so many more members you will be a big success. None of these plans work and my best advice to you is to instantly avoid any of them. MLM’s or Multi Level Marketing schemes are crafted cleverly so they can say they are not really a pyramid scheme, but in reality they are. They just changed the way they do it a little since pyramid schemes themselves are illegal.
Perhaps the most important thing to remember in all this is that old saying, “if it sounds too good to be true it usually is”. I also like to look at these plans saying to myself, if I really had a plan that could make me easily $10,000 a month, why would I even want to share it with anybody else? And if I did, why would I have to charge them for it and go through all the trouble of creating elaborate pitch pages, collect information etc?
Intervestonline.com – The Top Ways to Make Money Online – They must be joking
Mar 12th
Whenever you do a search on Google for ‘How to Make Money Online’, you will see that intervestonline.com has the top spot in a results search. Their real tag line should be more like ‘How to Make US Money Online’. In my opinion, most of their suggestions are for sites and plans that are just utter garbage. You will note, several of the ones they promote heavily are ones that I have reviewed and found to be nothing but pure rip-offs. As usual, all that their site seems to be about is ways for them to cash in on referrals and the like by recommending these systems to people and trying to give them flowery, glowing reviews. It is no wonder to me that trying to find legitimate ways to actually make money online is nearly impossible these days. There are just so many obvious, blatant rip-off sites around that it is hard to find any of the decent ones. I am a little uncertain how to proceed with my blog here now. I could spend an eternity providing negative reviews of all the bad places, or maybe I should just change direction and provide only information on good methods and information on making money online.
Stock Assault 2.0 – Only an assault on your wallet
Feb 12th
Stock Assault 2.0 is yet another of the numerous stock picking AI robots that are around. The problem seems to be from many of the user reviews I have read there is no AI in this program at all. In fact, more than one reviewer claims the program does nothing more than feed ticker symbols from stored files during the ‘analysis’ phase when it is running and then present you with some stock picks from who knows where. They verified this by placing their own made up entries in the local files folder the program accesses and were able to view those entries during the running of the program.
When you look at any of the many positive reviews of this program, please look at them carefully, they really don’t give you much solid information on any performance they may have gotten and you can be sure that every single positive review you might find will also have an affiliate link to the Stock Assault 2.0 site so they get their commissions. Don’t fall for this one, I stand by my previous statements that there simply are NO get rich quick AI based stock picking programs available anywhere.
Doubling Stocks – MARL Stock Picking Robot
Feb 4th
I saw this one advertised in several places so I decided to have a look for myself. This place that has the MARL stock picking robot will either sell you a newsletter of free stock picks or sell you the stock picking robot for your own use. The best part of the presentation though had to be the video inviting you to watch over his shoulder as he made over $6,000 overnight in a single trade based on a robot pick for a small telecommunications penny stock.
He starts out by bringing up the NY Times homepage to show you the date and time, then logs into his etrade account to make a trade. Noting that the stock is at a bid price of only $0.13 he proceeds to say he will only buy $2,000 worth and puts in a trade to buy 15,384 shares which would be $2,000 worth at the $0.13 price. However, he adds a limit to the order instead of placing a market order and puts a $0.38 limit on the trade.
Now it is the following day, he brings up the NY Times page again to show you this is so, and then logs into his etrade account once again, this time he puts in a market order to sell 1,450 shares of the stock at its current price of $0.43 for $623. So, what ever happened to the other 14,000 shares? Did he already sell them yesterday? Did he make other trades? Well, we have no way to really know because at no time did you ever see 15,384 shares of the stock in his account. It is hard to believe that anybody with even half a brain would blindly go ahead and buy into this system after viewing such a faulty video presentation. In fact, it should have the opposite effect, watching such a video should scare you right out of wanting to know or hear anything else from this company or person whoever they might be. For all you know, they could have transferred in $6,000 from another account just for the purposes of the presentation.
I have over 30years experience in trading stocks, options and commodities having worked in the past for a large brokerage firm developing stock analysis programs of all kinds. My best advice for you is, if you are considering getting into stock trading, tread carefully, make sure you know what you are getting into before investing any sort of serious money into it. There really are no gimmicky one shot wonder type programs or robots that are going to make you rich overnight. At their best, computer stock analysis programs are just handy tools that you can use along with a lot of other information to help you in your trading decisions and strategies.
Cash4offers.com Review – Don’t Bother
Dec 29th
I saw a few ads for this place cash4offers.com, so I decided to check it out. Supposedly, they pay you cash for reading emails, reviewing offers etc. Well, I tried to check around for reviews on them and came up with some interesting results. There were plenty of negative reviews, full of comments from users who claimed to have been ripped off, cheated, or tricked in some way by the site. Most complaints were related to people who achieved the payout level of $25, but when trying to receive their cash, they were met with a myriad of excuses or just never paid at all. Several responders reported the same fact, that they were told that even though they reached this $25 level, all they had done was read emails, when, in fact, they had to participate in several of the offers to actually receive their payment. Also, the cost of participating in these offers was greater than the amount of money they would be getting, so, in most cases these users just decided to give up on cash4offers and never visit them again.
On the other hand, there were plenty of positive reviews on cash4offers.com but, unfortunately, most seemed to be written by affiliates eager to earn their $1.10 per customer they are supposed to get for each customer they get signed up on cash4offers.com. I would recommend you pass on cash4offers.com, there doesn’t seem to be any hope of real money to be made there.
Liberty League – Scam
Dec 7th
From what I have been able to find out, Liberty League is actually a pyramid scheme veiled as a product marketing operation. It has been classified as a pyramid scheme in New South Wales Australia after an investigation. From what I gather, to make money, you must produce a substantial number of successful product leads, with guarantees that if you invest enough money into it, your efforts will pay off big. It is a simple enough task to just google it and you can find large numbers of ex-users who were suckered in and lost large sums of money ($15,000 and up) before they wised up and got out. There are also numerous report of phoney results and testimonials being offered by others in the program in an attempt to boost membership into the pyramid beneath them to try to grow their earnings.
While investigating Liberty League, I also came across another company Unified Wealth Solutions which appears to be in league with them. Unified Wealth Solutions is primarily geared towards marketing website design and hosting services, providing customers with turnkey ecommerce stores. But, the implication seems to be they will then attempt to direct customers into the Liberty League system as a way to get marketable products. I welcome comments from anyone with further knowledge or experience with either of these systems, but for now, I will leave them both marked as scams.
Payment Processing Scams
Dec 6th
Payment processing scams are everywhere, they come in countless varieties, but, the general theme is always the same. The business/charity or individual needs your help to simply process some payment for them and you get to keep a substantial part of the payment as your commission just for doing the transaction for them. What could be easier than that? It’s all legal isn’t it? Unfortunately for you these are all scams and you will find yourself in hot water, owing thousands of dollars if you even try one out. If you want to learn a bit more about them, read on.
These scams are very dangerous and you can find them everywhere, in ads, posted on job boards as real legitimate jobs, or by an email you received. Although they come in many flavours, and some are masked better than others, the general theme of these scams is always the same. The scammer will give you some check or even a bank wire transfer into your bank account, along with forwarding instructions for where the payment is to go. You simply withdraw the money from your account after the payment has cleared and forward it to the payee via Western Union, minus your commission and the Western Union fees. The problem for you comes later, you see, all these payments being sent to you have been hacked or stolen from someone else’s bank accounts. As soon as the theft is realized by the bank or person, the issuing bank issues a reversal against your account and now you are on the hook for the entire amount of the transaction. The bank doesn’t care if you were scammed or not, they just want their money back and will do whatever it takes to get it from you. So, if you received a payment for $2,000, withdrew it, kept 10% ($200) and sent the $1800 on, you are now responsible for the entire $2,000, not just the $1800 you sent on. Since you are the one who withdrew the money from your account, you are the one now responsible.
No legitimate business, charity or individual needs your help to process a transaction. These are ALL scams, it is just that simple. If they really needed to have Western Union payments sent to their clients they could do it themselves using their own bank and would not even have to pay a commission. Never get involved with ANY sort of payment processing transaction, and whatever you do, no matter how official the scammers might seem, never give your name, bank or any other personal details, or you could also find yourself the next victim with money being stolen from their account too.
Cash Gifting Programs – Can You Say PYRAMID SCHEME?
Dec 4th
Cash Gifting Programs are the latest face of one of the oldest con games and schemes, the Pyramid Scheme. No matter how you dress them up, or how fancy the wording is, they are all the same and destined to fail. There is no magic formula, or secret method, it is mathematically impossible for any such scheme to work. For x number of people to make $10,000, y number of people must lose $10,000, it is just that simple. Whenever such a scheme finally collapses (which they all must do at some time) almost 90% of the people who have entered it simply lose whatever money they put in.
Don’t let the dollar signs and hype fool you. There is no unlimited pool of wealth out there just waiting to come your way. The number of people required to support the payout must increase exponentially. Perhaps the best way to show this is through a simple example, please keep in mind that the con artists who run these scams will do everything they can to try to convince you why this won’t happen with their club of course.
Let’s say Wealth-4-Life Gifting Club offers a $10,000 payout to each member when they reach the top level of their club, the entry cost is $1,000 but you are going to get back 10 times that, so what a windfall this is! So to pay out the first ‘winner’ only 10 people have to join up and gift their $1,000 and pay off the $10,000. Now, for each of these 2nd level entrants to get their $10,000 you need $100,000 so the club needs another 100 new entrants with their $1,000 entry fee. Now, to make sure all these new 100 entrants get their $10,000 you will need $1,000,000, so now you need to have another 1,000 new entrants come in with their $1,000 entry fee. Next, to make sure these 1,000 new entrants also get their $10,000 you need to come up with $10,000,000, now you need 10,000 new members. Next level, 100,000 new members needed, after that, 1,000,000 new members, 10,000,000 new members etc etc.. I think you can see where this is headed.
Just keep in mind that the job of the person running the club is to use whatever methods they can to convince you to join and to assure you that unlike other plans you WILL make money with theirs. They will use all manner of phoney charts, statistics, testimonials from ‘real’ winners etc. If something seems too good to be true, it usually is.
Google Sniper
Dec 2nd
Google Sniper by George Montagu Brown is an affiliate marketing systems method sold as an eBook and also includes videos. I have spent quite a bit of time researching this one and for the most part I can say it is a good system and worth the purchase price (currently $77).
Just like so many other plans, there is a lot of hype, a lot of self promoting nonsense to read through, with thrilling stories of wild success and a seemingly guaranteed path to riches if you put in the work. But, the difference here is, that the consensus of all the people who have purchased, used or know of the system has been positive. If you are relatively new to internet marketing, the information provided to you will be of great value and well worth the relatively low purchase price. You will be able to learn a lot of new techniques and ideas that it could take you a very long time to work out on your own, and the presentation of the information is in a form that you can understand and follow step by step.
On the downside, the promotion does include some annoying ‘up selling’, where once you get to the site to purchase the product, there are offers of more products presented in a fashion such as ‘this system is great BUT if you REALLY want to make more money you need this one too..”, and after that, another one even better. You don’t really need to buy any of the extra products though to get yourself enough information to make this purchase worthwhile. If you’re interested and want to learn more, here is a link to the pitch page:
The Google Sniper Pitch Page
Trifilliate Payday System
Dec 1st
Yawn, what do we have here, Trifilliate Payday, yet another sure fire system you can use to make big money online with affiliate marketing. I’m sure by now you’ve probably seen a hundred great reviews of this system, all carefully handcrafted by individuals anxious to get their commissions by getting you to buy into the system. My opinion, don’t bother.
From what I could make out from the video, the creator of Trifilliate Payday Jani G. Was just hanging out one day when he was contacted by some friend who asked him how could he make money online with new product launches, given the fact that he had no lists or google? After a very short time, this marketing guru suddenly had some sort of epiphany and the plan came to him out of the blue.
He will tell you over and over in his promo video how he had over $10,000 in sales in just 24hrs with his system. And that was just for one new product launch (google sniper), think how much you could make if you could use the system on every single new product launch. He doesn’t know about you, but he gets new product launch emails until his inbox overflows with them.
I won’t waste anymore of your time or mine with this one. Just ask yourself simple questions, isn’t $10,000 in 24hrs enough of an income for this guy? Why is he falling over himself to make all these videos and do everything under the sun he can just to sell you his system? Does he really care about helping you make money? Why? I wouldn’t bother looking any further into this one, and in my opinion, neither should you. There you have it, the first honest review of this system, no links, no prompts, no trying to get you to find out for yourself. I will only provide links and information on this blog for systems that I feel are good values for your money and will provide you will something useful.
If you have a different opinion, please put it into the comments and tell me exactly why you think I might be being unfair.